Motorcycle accidents are challenging, and a hit-and-run situation can be especially stressful. In New Jersey, riders involved in a hit-and-run accident must take specific steps to protect their legal rights and ensure they can pursue compensation for their injuries. This blog will outline the key actions motorcyclists should take following a hit-and-run crash to safeguard their well-being and improve their chances of recovering damages.

1. Prioritize Safety and Seek Immediate Medical Care

The first priority after any motorcycle accident, including a hit-and-run, is safety. Move to a safe location if you’re able and not in immediate danger. Turn on your hazard lights or use other signals to alert nearby vehicles. Once you’re safe, assess your injuries. Even if they appear minor, it’s critical to seek medical attention right away. Motorcycle accidents can result in hidden or delayed injuries such as internal bleeding or concussions, which may not be immediately apparent.

Seeking medical attention immediately also creates a record of your injuries, which can later serve as essential evidence when filing an insurance claim or personal injury lawsuit. In New Jersey, it’s crucial to document the severity of your injuries, as this will directly impact the amount of compensation you can seek.

2. Call the Police and Report the Hit-and-Run Accident

In a hit-and-run accident, calling the police is mandatory. Not only is it a legal requirement, but having an official police report will strengthen your case. The police will investigate the scene, attempt to identify the fleeing driver, and create a detailed report documenting the accident. Be as thorough as possible when providing information about the crash, including any details you recall about the fleeing vehicle, such as make, model, color, or license plate information.

Even if you didn’t get a clear look at the other driver or their vehicle, the police may be able to gather evidence from nearby security cameras or witnesses. A comprehensive police report is an essential piece of documentation that will support your claim when dealing with your insurance company or pursuing legal action.

3. Gather Critical Evidence at the Accident Scene

While waiting for the police to arrive, try to gather as much evidence as you can. Take pictures of the accident scene, your motorcycle’s damage, any visible injuries, and any road conditions or nearby traffic signals that could have contributed to the accident. This visual evidence can be invaluable later when proving your claim.

If there were any witnesses to the accident, make sure to get their contact information. Witness statements can help corroborate your version of events and provide additional details that you may not have observed during the chaos of the crash. Witnesses may also help identify the fleeing vehicle, offering a crucial piece of evidence in your case.

4. Notify Your Insurance Company Without Delay

Even though the driver fled the scene, you should inform your insurance company about the accident as soon as possible. In New Jersey, all drivers, including motorcyclists, are required to carry uninsured motorist (UM) coverage. This coverage can help compensate you for your injuries and damages when the at-fault driver is unknown or uninsured, as is often the case in hit-and-run accidents.

When reporting the accident, provide your insurance company with all the relevant details, including the police report, medical records, and any photos or evidence you gathered. Be careful not to admit fault or make speculative statements about the accident. It’s often beneficial to consult a personal injury attorney before giving a formal statement to your insurer to avoid any missteps that could jeopardize your claim.

5. Understand Your Uninsured Motorist (UM) Coverage

In hit-and-run cases, your uninsured motorist (UM) coverage will be the primary source of compensation. New Jersey requires drivers to carry a minimum level of UM coverage, but if you have additional coverage, it can provide broader protection. UM insurance typically covers medical expenses, lost wages, and damages for pain and suffering resulting from the accident.

It’s important to understand the specifics of your insurance policy, including the coverage limits and any exclusions that may apply. In many cases, insurance companies may attempt to offer a settlement that is far lower than the actual value of your claim. This is where having a knowledgeable motorcycle accident attorney can make a significant difference.

6. Consult a New Jersey Motorcycle Accident Attorney

Navigating the complexities of a hit-and-run motorcycle accident claim in New Jersey can be overwhelming, especially when dealing with insurance companies. Consulting a motorcycle accident attorney is highly recommended to protect your rights and ensure you receive the compensation you deserve. A skilled attorney will:

• Evaluate your case to determine the full extent of your injuries and damages.
• Handle communications with your insurance company and any other parties involved.
• Negotiate for a fair settlement, considering your medical expenses, lost wages, property damage, and pain and suffering.
• If necessary, represent you in court to pursue maximum compensation for your losses.

Motorcycle accident attorneys understand the specific challenges motorcyclists face when it comes to hit-and-run accidents, and they can help you navigate the legal process more effectively.

7. Be Aware of New Jersey’s Statute of Limitations

In New Jersey, the statute of limitations for filing a personal injury claim after a motorcycle accident is typically two years from the date of the accident. However, because hit-and-run cases can involve additional complexities, it’s crucial to begin the legal process as soon as possible.

Your attorney will need time to gather evidence, communicate with your insurance company, and potentially pursue other legal avenues to identify the at-fault driver. If you miss the statute of limitations deadline, you may lose your ability to recover compensation for your injuries, so acting quickly is essential.

8. Stay Informed Throughout Your Case

As your case progresses, it’s important to stay informed and involved. Keep track of all communications with your insurance company, maintain copies of medical bills and records, and stay in touch with your attorney to ensure you’re updated on any developments. By staying proactive, you can help ensure that your case moves forward smoothly and that you’re prepared for any obstacles that may arise.

Protect Your Rights After a Hit-and-Run Accident in NJ

Being involved in a hit-and-run motorcycle accident in New Jersey is a traumatic experience, but taking the right steps immediately after the accident can significantly improve your chances of receiving compensation for your injuries and damages. By ensuring your safety, gathering evidence, and consulting with an experienced motorcycle accident attorney, you can protect your rights and maximize your potential recovery.

Don’t Face a Hit-and-Run Alone – Contact The Law Offices of Andrew S. Prince Today

If you’ve been involved in a hit-and-run motorcycle accident anywhere in New Jersey, don’t navigate the legal process alone. Andrew S. Prince, Esq. of The Law Offices of Andrew S. Prince, has dedicated his career to helping motorcycle accident victims throughout the state. With a proven track record of securing compensation for injured riders, Andrew Prince serves clients across North Jersey, Central Jersey, and South Jersey. Contact our office today for a free consultation. Let us help you get the justice and compensation you deserve.